Buying vs Renting A Home – Dave Ramsey Rant


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Robert Dunfee


  1. Michael Anderson
    July 18, 2021 at 5:23 pm

    "That's dumber than a grubworm in a box of rocks!"

  2. Jeremiah Meade
    July 18, 2021 at 5:23 pm

    7:25 "…I'll know more than a fifteen year fixed rate…"

    I don't know what that means. What is "more than a fifteen year fixed rate," and how does one know it?

  3. Mason R
    July 18, 2021 at 5:23 pm

    @3:35 what I fear will happen, housing costs will just double. The investors who can afford to buy homes, out bid the people who cant afford homes, turn them into rental properties and charge there mortgage payment + 7% + maintenance costs.

    Now the renter still cant afford a home, and home prices will be pushed up even further. Because an investor does not want to sell a home at a loss.

  4. Rohaan Mahmud
    July 18, 2021 at 5:23 pm

    Wait so like I’m confused rent for the short term and buy for the long term ?

  5. Biggsneeky
    July 18, 2021 at 5:23 pm

    Dave, which is better? Keep renting apartments to infinity and retire with 800k in Roth IRA or buy a 250k house with 550k left in Roth IRA account? 🤔💰🏡

  6. Sara Badiei
    July 18, 2021 at 5:23 pm

    Who was a $800 dlls rent? Wth

  7. S Nickles
    July 18, 2021 at 5:23 pm

    Meanwhile if you bought a house two years ago when he was saying this and sold it now you’d definitely have a huge return. This isn’t always the case but you will never get a return from renting.

  8. Dayna Cuevas
    July 18, 2021 at 5:23 pm

    My rent is 2,562.50😓 Not in a great neighborhood in a terribly managed building in NYC. I hate it

  9. Kenneth DeHart
    July 18, 2021 at 5:23 pm

    The logic here is so misconstrued that I don't even know where to start.

  10. CTR guy
    July 18, 2021 at 5:23 pm

    I have been renting over 20 years and my rent never went down or even stayed flat. ever.
    Dave uses Missouri, Abilene, and Boise as examples…
    Is it just because I’m in coastal SoCal?.. coastal supply will always be limited vs. middle America…

  11. Juan Rodriguez
    July 18, 2021 at 5:23 pm

    True peer pressure "I own a house! Why don't you ? "

  12. abhinav omprakash
    July 18, 2021 at 5:23 pm

    That's why the call them mortgage brokers 😂😂😂😂

  13. Sam Plautz
    July 18, 2021 at 5:23 pm

    One thing people fail to think through is that renting for 1000 vs owing for 1000 per month is not equal. When renting you don't have any mechanical expenses or things like that, so owing for 800 a month is more equal to renting for 1000 a month (that's not exact numbers, I'm just trying to create an example)

  14. Marlo Martin
    July 18, 2021 at 5:23 pm

    Truth right here!

  15. Dylan H
    July 18, 2021 at 5:23 pm

    Yeah…… but after 10 years of paying 1200 a month on mortgage and 10 years of paying 1400 rent what do you have? Equity in the house most likely and nothing with the rental.

  16. PAMMY
    July 18, 2021 at 5:23 pm

    So true good information

  17. SparksNCars
    July 18, 2021 at 5:23 pm

    Gods timing is PERFECT! Two years later and here I am needing this valuable information to make a rational and yet smart purchasing decision. Thanks Mr. Ramsey!

  18. Doreen Lane
    July 18, 2021 at 5:23 pm

    People who rent out their homes and still have to fix their home. Wouldn't the anticipated expenses be placed in the rent?

  19. Paul Standaert
    July 18, 2021 at 5:23 pm

    Are you serious? They are still giving out those adjustable rate mortgages?

    July 18, 2021 at 5:23 pm

    Whatever it may mean you are "ready" to buy a house. Here are the conditions for being ready: no immediate high interest debt and enough for a downpayment. If e.g. you don't buy a house because you have student loans then you will lose out on all the appreciation of the house value, you will need to spend more to buy the house, and you will burn all the cash you pay for rent without building any equity.

  21. Артём Пензин
    July 18, 2021 at 5:23 pm

    we rent at 25000rub per month and mortgage on the same apartment (20% downpayment) is 50000 rub. Moscow, Russia. And all other rents around us are also in that range (25-30k). How come? Renting here is much cheaper than buying (unless you put down like 50-60%)

  22. Mikay
    July 18, 2021 at 5:23 pm

    Rent prices are still double tho?

  23. William Remsen
    July 18, 2021 at 5:23 pm

    Found a rental $150 less a month. This is perfect as I'm still paying down debt. I don't have the emergency fund or down payment. I'm not ready yet. No rushing for me. 😊

  24. Denver Basshead
    July 18, 2021 at 5:23 pm

    Rent never goes down dave

  25. John B
    July 18, 2021 at 5:23 pm


  26. Refugeeblues27
    July 18, 2021 at 5:23 pm

    I’d rather stress over a house payment than stress over paying rent 💁🏽

  27. Adinkydude
    July 18, 2021 at 5:23 pm

    Smartest thing I ever did was buy a condo in 1996 which is now paid off. Was paying $500 a month for a 700 sq ft one bedroom apartment in 1994-1995. The same apartment 26 years later charges $1730 a month.

  28. STELLA Brackelmanns
    July 18, 2021 at 5:23 pm

    Where do you live?

  29. Dustin Goldsworthy
    July 18, 2021 at 5:23 pm

    You cant make any long term investmement without it being a short term investment first!

  30. Sarah M.
    July 18, 2021 at 5:23 pm

    Can you please buy me a a home to rent from you? ✨

  31. Eric
    July 18, 2021 at 5:23 pm

    so many factors , its not one is better than the other in absolute terms. it depends on where you live (or where you want to buy), How much money you make, How long you want to live there… etc…

  32. Josh Griffin
    July 18, 2021 at 5:23 pm

    Those interest rates though haha

  33. tiki freaky
    July 18, 2021 at 5:23 pm

    If u wait to start looking for a house, you may not be able to afford that same house in the future *in LA

  34. Jason Roach
    July 18, 2021 at 5:23 pm

    Tell us how you really feel. 🤣😂

  35. Rachel Fagan
    July 18, 2021 at 5:23 pm

    I'm learning here. Yeah I've heard the thing of "you could be paying what you pay on rent on something that you own". But… What about all the rest!

  36. Rachel Fagan
    July 18, 2021 at 5:23 pm

    🤣🤣🤣 dumber than a grub in a box of rocks

  37. Debbie Frampton
    July 18, 2021 at 5:23 pm

    I took a 30 year mortgage paid off in 14 years when I take my real estate taxes house insurance and monthly upkeep it is so much cheaper than renting in my area