Credit Repair

Did I Hurt Our Credit Score By Paying A Collector?

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43 Comments
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Robert Dunfee

43 Comments

  1. Lewis Teixeira
    July 17, 2021 at 8:02 am

    Come on dude. (Are you that disorganized) Show some respect !

  2. Santa Cruz
    July 17, 2021 at 8:02 am

    I hate when people call and they take FOREVER to ask their question.

  3. philip moore
    July 17, 2021 at 8:02 am

    Notice how she said "my" baby.

  4. Ace Brockton
    July 17, 2021 at 8:02 am

    Notify your bank and change that debit card pronto!!! If it's a scammer they'll bleed you dry!!!

  5. Eric
    July 17, 2021 at 8:02 am

    Got my credit repaired thanks to David it only took him two weeks to get my required credit score. I’m currently on a 815 thanks to him with all derogatory reports taken off. He’s a credit specialist, Reach out to him on. + 1 4 6 9 – 3 3 6 – 8 8 5 6

  6. Raymond Caylor
    July 17, 2021 at 8:02 am

    My local hospital sent a 319 hospital charge to collections and they had never billed me omce for. All medical collection actions should never be entered by credit reporting agencies unless it is a court ordered judgment.

  7. Dirk Diggler
    July 17, 2021 at 8:02 am

    Nobody calls on the phone over a $25 debt. Grow a brain, lady.

  8. Jack
    July 17, 2021 at 8:02 am

    You need to check if it ka actually collections or is it from the bill collection of the company. Some businesses call their bill payment department collections or has a party collect late bills. We have the TX Toll and you pay the bill not a month later you will get a call from collections you did not pay your toll fee. It isn't an actual collections that bought that $35 toll debt for a dollar, it is just their billing department and they use the term "collections" as a scare tactic.

  9. Barbara Repko
    July 17, 2021 at 8:02 am

    Never ever pay a collector over the phone! Get debt validation in writing then send them payment by certified check in the mail.

  10. M Monae
    July 17, 2021 at 8:02 am

    Did she really call Dave about $25.00??

  11. Libby Kathi
    July 17, 2021 at 8:02 am

    Risked trying out one of these credit repair guys since most of them are scams and David marveled me. I got my credit fixed and my experian reads 789 I am ok with that . If you care for help text him on + 1 4 6 9 – 3 3 6 – 8 8 5 6 . He’s an expert in credit repair.

  12. Jason Halloway
    July 17, 2021 at 8:02 am

    Am up a 100 points plus on my experian thanks to Tony now am currently on a 875 within a week. He’s just the best at this Text him on + 1 2 5 1 2 6 5 3 2 5 9

  13. Practical Bible Studies
    July 17, 2021 at 8:02 am

    They don't call. They send letters.

  14. Clinton Joshua
    July 17, 2021 at 8:02 am

    Tony’s the best at this . Started the week working with him , while I was on a 435 on my experian. I watched it grow to a 565 and ended the week on a 825 . Reach out to him .. you’re sure not to regret this . Text him up on. + 1 2 5 1 2 6 5 3 2 5 9

  15. Marginalized
    July 17, 2021 at 8:02 am

    Has there ever been a caller into the DRS that doesn't make over 100K/yr?

  16. rminitials
    July 17, 2021 at 8:02 am

    I had multiple accounts in collections, I've had a car repossessed, etc. My credit score was about 450 2 years ago. Now I'm around 730-750. Make good choices, PAY your debts, DON'T borrow and your score will fix itself. If you have a bad score now, that's not permanent. You can change it!!

  17. Woke up ig _wickedenergy_
    July 17, 2021 at 8:02 am

    We shes means He lol

  18. F Abdul
    July 17, 2021 at 8:02 am

    We’re talking about $25?

  19. Joe S
    July 17, 2021 at 8:02 am

    Normal people problems….

  20. ChiefZackery
    July 17, 2021 at 8:02 am

    Always mail in a money order, don't give them bank info. Make them send a document IN THE MAIL before you pay.

  21. MGTOW Rubicon
    July 17, 2021 at 8:02 am

    Never communicate with collectors, never pay collectors.
    NEVER.
    They don't exist.

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    July 17, 2021 at 8:02 am

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  26. Kyle Rankin
    July 17, 2021 at 8:02 am

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  27. Vrian Barquin
    July 17, 2021 at 8:02 am

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  29. Marie Lynn
    July 17, 2021 at 8:02 am

    A bad credit score has also cost me in extra rent costs (and extra deposits), extra in cell phone bills, insurance, and deposits for bills. I've FINALLY gotten my score up to 800+ with the help of Golden Survey after a lot of recommendations I saw on youtube here few days ago. Unfortunately those late/missed payments have really hurt me. Credit cards weren't my problem…it's all student loans and others but Tim cleared it all, thank you Goldensurvey. Org
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  30. Loretta Carroll
    July 17, 2021 at 8:02 am

    I had a debt collector call me one time for an emergency room bill. I refused to pay it since I already paid the hospital and it should have never gone to collections since it was paid immediately at the hospital before I even left.

  31. Latoya Bentley
    July 17, 2021 at 8:02 am

    I ended my service with cable company Spectrum On November 2nd, 2019 . they wrote Off my $122 balance that I didn't know I had On December 19, 2019. I didn't know I had this balance until I got the letter from the collection agency. I paid them $40 told them I would pay them the balance within the next 2 months. Spectrum said that the collection is not on my credit report because it's too new. Will it eventually hit my credit report even though I will have paid it off by Feb 2020?

  32. Martin Mowbray
    July 17, 2021 at 8:02 am

    She’s been SCAMMED !!! Do not pay anything over the phone !! Especially a cold call !! NEVER GIVE YOUR CARD DETAILS OVER THE PHONE !!! She’ll find that more money may have been taken out of her account !!

  33. The Godfather
    July 17, 2021 at 8:02 am

    JESUS Cut to the chase!!! Ramsey is about to have a heart attack

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    July 17, 2021 at 8:02 am

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    July 17, 2021 at 8:02 am

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  36. Kirby Hart
    July 17, 2021 at 8:02 am

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  37. judith duke
    July 17, 2021 at 8:02 am

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  38. GritsN Wavy
    July 17, 2021 at 8:02 am

    I thinks she’s going to wake up in two weeks and all her money will be gone. It sounds like a random scammer. And the fact that she got flustered and gave out her card number concerns me.

  39. SAB FAN
    July 17, 2021 at 8:02 am

    OMG, imagine her with a few cocktails in her?….For $25??????…….🤦‍♂️

  40. Mannie De La Rosa
    July 17, 2021 at 8:02 am

    My wife’s hospital sent a $80 bill to a collection company without prior notice as well, but we called them and fix the issue. I guess hospitals usually do that.

  41. Michelle South Florida
    July 17, 2021 at 8:02 am

    omg get to the point lady

  42. DEVGRU13
    July 17, 2021 at 8:02 am

    No matter how much money you make, if you don't have discipline, budgeting and common sense it will never be enough.

  43. Lowkey JB
    July 17, 2021 at 8:02 am

    She said “we” a lot but she doesn’t bring any money into the house. Ha.