Finance

DO I HAVE TO PAY CHARGE OFFS AND WRITE OFFS

do-i-have-to-pay-charge-offs-and-write-offs



#WRITEOFFS #CHARGEOFFS #THECREDITREPAIRSHOP #BADDEBT #DEBTCOLLECTORS

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Robert Dunfee

17 Comments

  1. GodEmperorChonkz
    July 20, 2021 at 11:34 am

    If charge offs are listed on my credit report, is there a letter format I can send to the original creditor to have them remove said charge offs from my report or do I dispute it through credit karma? Which I am currently using to track my credit. I just sent a validation letter to the debt collector and awaiting their response, if any.

  2. fred klinton
    July 20, 2021 at 11:34 am

    They removed 17 hard inquiries, 7 delinquent accounts, and deleted all negative items weighing down my credit score which boosted my credit from 534 to 805 in just two weeks and they added AU tradelines on mt credit profile which posted on my credit just under 48hrs after score has gone up. Thanks to versatile credit patchup(search them on google). I really appreciate this, I promise to keep recommending (versatilecreditpatchup)dotcom to people in need of similar help regarding credit repair and tradelines etc THEY ARE THE SAVIOR!

  3. Alexander terry
    July 20, 2021 at 11:34 am

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    July 20, 2021 at 11:34 am

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  5. happiness026 Joys Fab Finds
    July 20, 2021 at 11:34 am

    Hi I was on a money management program due to pandemic I loss my job so I couldn’t pay my monthly payment s ,now I am receiving letters of charge offs and people coming to my door. I’m 63 not working . I NEED HELP

  6. Windy Citytransplant
    July 20, 2021 at 11:34 am

    What if the original debt is past your state's statute of limitations? Do you still have to pay the debt & how can you get it off your credit reports?

  7. Alan Len
    July 20, 2021 at 11:34 am

    thank you

  8. Danielle C.
    July 20, 2021 at 11:34 am

    Good content…do you do credit repair coaching?

  9. James W Davis
    July 20, 2021 at 11:34 am

    I would like to add, that if the write-offs are reported to the IRS, the write off amount may be subject to additional taxes on your tax return.

  10. C&D Gaglia
    July 20, 2021 at 11:34 am

    If the account(s) are past the statute of limitations (7yrs) are you still able to be collected on? case in point, I just received a collection letter from one of those junk agencies, offering me terms if I want to settle the debt. Do i just blow them off ? and if I do, will there be any repercussions?

  11. Michele Rok
    July 20, 2021 at 11:34 am

    I need to hire you to take care of my credit. I am dealing with many personal issues and finding it difficult to focus on my credit at this point. I need your help. Will be contacting you soon

  12. Jarred Cooper
    July 20, 2021 at 11:34 am

    What if you get the 1st company to delete that account but it shows up under another company saying you owe

  13. Twinkle Star
    July 20, 2021 at 11:34 am

    I had a Capital one bill for $3,800. They were going to sue me, but didn't because I am SSDI. They wouldn't get any money from such low income. They stopped asking me for money. But it was on my credit report. My son put $1,000 to settle the debt. They accepted. But now it says on my credit report, that it was settled, but not the entire amount. That's not good. I asked them to take it off my credit. They said they can't do that. What can I do. My credit is 630 now. I'm trying to get another car. But no one likes my credit score.

  14. me myself
    July 20, 2021 at 11:34 am

    Been working on my score for a hot minute and it just went up 50 points but the denial from a soft credit inquiry reported my score was 100 below what it actually is! Do you have a video of the good and bad credit? I suppose retail cards are not good but credits cards like visa is great and of course the credit utilization. I want to pick a decent card that is good for me and not just any card! I even applied for a secured card with my own money and was turned down!! It is kinda murky out here in these forests

  15. Toya
    July 20, 2021 at 11:34 am

    Great info

  16. Stacey Hampilos
    July 20, 2021 at 11:34 am

    When the credit card closes your account how can they still charge for late fees and and interest for months later

  17. apeshit clothing
    July 20, 2021 at 11:34 am

    Glad you brought this up. I started paying off my Capital One cards that got charged off.

    Even though I'm only making $10 payments here and there, they started reporting that I'm making on time payments, which has begun to slightly raise my score.