Investing

How Much Money Invested To Live Off Dividends?

how-much-money-invested-to-live-off-dividends



Today I will be answering the question of how much money you need to have invested in order to live off the dividends. I have been asked this question countless times. You can reinvest dividends from investing in stocks, or you can live off them and use them to pay your bills.

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Compound Interest Video: https://youtu.be/lvlMlf_5yOs
$100K Dividend Stock Portfolio Video: https://youtu.be/E_DUSAfIJiQ

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39 Comments
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39 Comments

  1. Ryan Scribner
    July 15, 2021 at 4:52 am

    Hey everyone! I recorded this video a few months ago and never had a chance to upload it. As such, some of the price references may be off. Enjoy!

  2. Freckle Mouth
    July 15, 2021 at 4:52 am

    Where is it that every video that discusses dividend strategies always goes through an entirely too-long and boring explanation of what dividends are?! You gotta be a tiny bit smart and know that your viewers already know what they are and just want to learn the thing that you mentioned in the title. Boring.

  3. Carlo
    July 15, 2021 at 4:52 am

    regarding of the dividends returns affected by inflation, there is still to consider that the underling stock (in general) will grow more than inflation per year.

  4. Justin Felde
    July 15, 2021 at 4:52 am

    I thought dividends where paid based on the amount of shares not the value of the investments

  5. Liam
    July 15, 2021 at 4:52 am

    Really helpful Ryan. Thanks a million.

  6. BiscuitPuncher
    July 15, 2021 at 4:52 am

    The best thing to do is eventually retire out of the country. I know a man who retired with a hefty chunk of change back in the mid-'90s. He was conservatively successful and was able to retire with multiple properties, houses, and cars while being married and have the ability to travel the world. Trying to get the point that it was a very decent sum of money without mentioning the amount, but will state it was more than talked about in this video. I am mentioning this because the buying power from this man's dividends and other investment had immensely more buying power than now, but even now with what he had coming in monthly/yearly would still be considered a very comfortable lifestyle. Here is the issue, as he aged medical costs became insane and this was back in the early to mid-2k's right before he passed. He had to pay for his own policy which at his age was expensive, he had to cover large portions of any operation, and the cost of medication was astronomical. Now, he could afford that but it did put a rather large dent into his retirement and slowed him way down. I do not believe he would have lived as long should that money not have existed.

    I am seriously looking into retiring out of the country where good medical coverage exists and does not cost an arm and a leg. America is great for accumulating wealth should you hit the markets at the right time and do not have a life-changing event (auto accident, etc.), however, America is a corporation and the medical field is designed to bleed people dry.

  7. Aitor Navarro
    July 15, 2021 at 4:52 am

    I need about $2.5 mill to get $100k/yr which is my goal.

  8. Doug Dale
    July 15, 2021 at 4:52 am

    Generally dividend stocks go up in value over time which helps with inflation as well. At least if you choose the correct ones.

  9. GT Cline
    July 15, 2021 at 4:52 am

    Lambo

  10. Hemanga Borah
    July 15, 2021 at 4:52 am

    There are like 1000 other videos saying the same thing. Come up with something new.

  11. ShoeLaceBandit
    July 15, 2021 at 4:52 am

    Yes to live financially free is a goal but it is not the end all be all. Start thinking about what you'll do when you actually make it.

  12. Steve Hintz
    July 15, 2021 at 4:52 am

    Speak for yourself….
    I’d much rather do nothing than have to work. And I would be just fine snd happy with that.

  13. Golden1
    July 15, 2021 at 4:52 am

    Watch me getting fucking rich from call options on nio that expire tomorrow, getting my 3 million dollars out of just 30k and getting more than enough yearly yield in s&p 500 for the rest of my life, or lose 30k but eh stocks only go up so that has no chance of happening
    Edit: I lost 29,893.45 dollars

  14. Andyblalock
    July 15, 2021 at 4:52 am

    are you in a bathroom

  15. Anthony Sciabarrasi
    July 15, 2021 at 4:52 am

    yeah but if you had to have 1.3-1.7 mil in stocks and every company stopped giving dividends you'd still have 1.3-1.7 million in stocks that u could liquidate

  16. Mohammad Aijaz
    July 15, 2021 at 4:52 am

    Short answer at 9:04

  17. MUSK pool
    July 15, 2021 at 4:52 am

    I don't believe on dividends, put on crypto and yield farming

  18. Giacomo Sorbi
    July 15, 2021 at 4:52 am

    Oh, again the crap of living off dividends in 2021? Sure, let companies decide when you get your wealth to be taxed, instead of investing in stocks you can sell when it suits you (even better if having a broker support fractional shares).

  19. Yi Ern Ian
    July 15, 2021 at 4:52 am

    live on a very small amount of money which is $1500 to $2000 and I'm like looking at my wallet… yeah! it's around 8k in my country~

  20. MV MV
    July 15, 2021 at 4:52 am

    Check out Yieldnodes – the best cryto investment platform by far. Higher returns than Bitcoin. YieldNodes do all the work for you. @t

  21. taylor malone
    July 15, 2021 at 4:52 am

    I'm having trouble with the prerequisite step of acquiring 2 million dollars. Is that covered in another video?

  22. Wipez
    July 15, 2021 at 4:52 am

    So a lot.

  23. Juan Monsalve
    July 15, 2021 at 4:52 am

    hello Ryan, thanks for those videos,
    I see you're currently afiliated to M1 but I would appreciate if you have an advice related to…
    I've been watching also Vanguard and Ameritrade for try investing from latinoamerica… do you happen to know them?
    would you suggest any of those for latinoamerica?

    thanks in advance

  24. martin nielsen
    July 15, 2021 at 4:52 am

    Someone please count how many times he said dividends 😂

  25. Angelmarauder
    July 15, 2021 at 4:52 am

    "Combine that with Social Security…." Yeah. SS is an unfunded liability that is out of money in like 4 years. You should invest as if you'll get nothing from that fund in your old age.

  26. Charles Dicus
    July 15, 2021 at 4:52 am

    at 8:22 did he seriously forget that dividends are payed 4 times a year or does that etf pay annually?

  27. Jonathan Ngai
    July 15, 2021 at 4:52 am

    TLDR: (capital) x Return x% = $ you need for lifestyle

  28. PANTELIS IOANNOU
    July 15, 2021 at 4:52 am

    If i had 1.9 million i wouldnt be watching this video

  29. Tonystocktrader
    July 15, 2021 at 4:52 am

    Municipal bonds pay 3% tax free. You’d be better off doing that.

    If you MUST do this strategy you should be selling covered calls to give you the income you are looking for. You wouldn’t need anywhere near $2MM to make the $60k

  30. Jacob Penn
    July 15, 2021 at 4:52 am

    Hmmm…. I’m gonna ask my dad for a small loan of a million dollars.

  31. Kersh
    July 15, 2021 at 4:52 am

    Oh easy, so just invest 1.9 mil and boom I can make the average middle class income. Why haven't I done this yet?

  32. Hugheszie
    July 15, 2021 at 4:52 am

    Do a shot every time he says Dividend.

  33. Mr Bond
    July 15, 2021 at 4:52 am

    Everyone in these comments sound like they drink water in a plastic Starbucks cup

  34. URBAN VIDS
    July 15, 2021 at 4:52 am

    What broker do you open your account with

  35. Fayisaa Hordofaa
    July 15, 2021 at 4:52 am

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  36. Glurak
    July 15, 2021 at 4:52 am

    Is there a SPY based ETF that actively rebalances to match its dividends with inflation changes?

  37. S H
    July 15, 2021 at 4:52 am

    Don’t forget about fucking taxes. Some countries withhold up to 30%. Maybe you get some back, but way later. So you not only have to finance yourself but also government

  38. NotLisztening
    July 15, 2021 at 4:52 am

    I don't get why you would do this either way. the S&P500 has an average annual return of 10%. Yeah you would have to sell individual shares of the etf when you need money, but so what? your money grows anyway. To buy any stock for dividends just seems foolish to me.

  39. doseofreality100
    July 15, 2021 at 4:52 am

    Disregarding dividends, I keep hearing about investments not keeping up with inflation – especially in the near future with how retarded the government has been acting the past year+. I get this… to an extent. To an extent because while the ROI made each year might only keep pace with inflation… or dare I say lag inflation…. wouldn't the price of the stock increase…. with inflation…. as inflation increases. I mean case and point "60k bought in goods and services today won't buy to the same amount of goods and services 30 years from now…." because inflation increases the costs of those goods and services. What are stocks? Pieces of ownership of those companies providing those goods and services. So if they charge more for their products…. wouldn't the valuation of the company increase with inflation therefore always at the very least keeping pace… with inflation? Take Amazon for example. Let's say they stay the course and just maintain their current status for the next 15 years. Their share price in 15 years won't still be where it is today – $3200. It will be whatever the equivalent if $3200 in 2021 dollars is in 2036 dollars….. no? Point being if inflation effects the costs of consumer products….. why wouldn't it also effect stock prices the same way….. therefore the price of a stock will always keep pace with inflation.