Get 30% OFF your first bag of coffee with Trade Coffee when you click here: – and these are the 6 best investments you can make in your 20s – Enjoy! Add me on Instagram: GPStephan

LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1400):



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A totally free, high yield savings account is really the FIRST building block you’ll need if you want to begin growing your money and making sound investments. One, make sure the bank has no minimum balance requirements Two, make sure they don’t charge you any monthly maintenance fees .Three, make sure they pay you above a 1% interest rate with no minimums

As far as where you can open one of these up…I personally like Vanguard, they’re a great company with a long term track record…but places like Fidelity, or Charles Schwab work really well, too. And whoever you use, just make sure they’ve been around for awhile – they’re reputable – and they have an easy-to-reach customer service team.

An index fund is a big basket that holds a whole bunch of companies inside it. The main reason I like this investment so much is because most investors are REALLY bad at picking individual stocks…and an index fund removes that variable from the equation, and because of that, you end up making more money.

I generally recommend you do this within a Roth IRA to avoid getting taxed on your profit, but that isn’t required. You could just as easily open an account on Webull using the link in the description and get 2 free stocks, and then trade totally commission free and reap some pretty good returns 😉

You can cut down your housing costs ENTIRELY, INVEST in real estate, and save WAY more money at the exact same time…and that’s by doing what I call “House Hacking.” This is where you buy a multi-family home, like a duplex, triplex, or fourplex, then live in one of the units and rent the others out. You could also buy a single family home with a detached guest house, or even buy a house in then rent out the bedrooms. But typically, when done right, those other units will cover the entire cost of owning the building – and all of a sudden, you’ve got a free place to stay.

A side business in your 20s has the potential to grow completely independently from your main job – and NOW is the time for you to pursue that while you still have the energy to work long hours without feeling burnt out.

Seventh: A GOOD CPA
It’s SO IMPORTANT, as soon as possible, you hire a GOOD accountant who knows what they’re doing, and can best structure your business so that you take advantage of everything that’s available to you.

When you have high interest rate debt…paying DOWN that debt is like getting a guaranteed return on your money at whatever interest rate you’re paying down – if it’s above 5%, it’s usually best to pay that off early.

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.



Robert Dunfee


  1. Erin Ellis
    July 20, 2021 at 2:11 am

    The wisest thing that should be on everyone mind currently should be to invest in different stream of income that doesn't depend on the govt especially with the current economic crisis around the world.

  2. Tadanielle
    July 20, 2021 at 2:11 am

    Id like to get a house 🏠

  3. Matilder Roberts
    July 20, 2021 at 2:11 am

    I make huge profits on my investment since i started trading with Mrs. Christi Lily, her trading strategies are top notch

  4. Yuqian Guo
    July 20, 2021 at 2:11 am

    The obsequious craftsman joly bless because gallon accidentally buzz forenenst a strong tuba. tasteless, boiling sentence

  5. nick brown
    July 20, 2021 at 2:11 am

    The norbit voice over at 1:40 to 1:45 😂😂

  6. Burkles
    July 20, 2021 at 2:11 am

    You should have explained what a simple yet affective Roth IRA would look like. Should I go all in on Tesla in my IRA? Etc

  7. SmajerBoy25
    July 20, 2021 at 2:11 am

    POV you lied to youtube about your age

  8. JustJake
    July 20, 2021 at 2:11 am

    You need to publish a book so i can buy it lol

  9. Lonnie G
    July 20, 2021 at 2:11 am

    I wish I would have known this information when I got my lawsuit two years ago but im glad I know it now

  10. May Pham
    July 20, 2021 at 2:11 am

    Im not investing to be retired. Im investing in the hope that at the age of 40 I can buy a vineyard and really start living my life 😂 😂

  11. Aperos
    July 20, 2021 at 2:11 am

    I'm still 17 so I'm going to implement this still

  12. Big Chilling
    July 20, 2021 at 2:11 am

    If you read this:

    Invest in Tito's Vodka.

  13. Mikey TV
    July 20, 2021 at 2:11 am

    stopppp talking to me im 555555 years old

  14. Omar Garibay
    July 20, 2021 at 2:11 am

    Which is better for index funds, vanguard or fidelity?

  15. X D
    July 20, 2021 at 2:11 am

    I watched a lot of videos within a week. I realised one thing, He doesn’t take business into account, I heard about business investments only once on this channel so far.

  16. X D
    July 20, 2021 at 2:11 am

    When you live in Japan and hear about High Interest Savings account 😂😂😂😂😂😂

  17. kabir bhambra
    July 20, 2021 at 2:11 am

    When he said roth ira…… (laughs in australian superannuation)

  18. Darkened
    July 20, 2021 at 2:11 am

    I'm 13, and I lied to google that I'm 46 lol

  19. Pranav Pothula
    July 20, 2021 at 2:11 am

    im 12 lol

  20. Dermot Mcgreevy
    July 20, 2021 at 2:11 am

    14:13 not true going till failure has been shown to decrease muscle growth but i know were you're coming from

  21. Maxwell Steve
    July 20, 2021 at 2:11 am

    I don't know who needs to hear this but stop saving all your money. Invest some of it If you want financial freedom.

  22. Holyfield Ebenezer
    July 20, 2021 at 2:11 am

    I really want to learn how to trade FX.

  23. Matt Dorien
    July 20, 2021 at 2:11 am

    Of all of these and as a general consensus (at least in the beginning), the best investment is in your skills and ability to generate an income. None of the accounts or investments will have a true impact on your wealth until you actually HAVE THE MONEY to put into savings, stocks, RE, etc. So for those who earn minumum wage or just above it and have say a few thousand dollars to throw at anything and don't yolo all of it on TSLA or BTC, invest in an actual skill like a certification or license to enable you to get a higher paying job. Long term that is whats going to pay the bills and allow you to invest larger amounts of money.

  24. Caleb David Drake
    July 20, 2021 at 2:11 am

    By high interest bank accounts do you mean a cd account? Don’t those have a certain amount of time where you can’t take money out?

  25. Vong Reaksmey
    July 20, 2021 at 2:11 am

    What's ROTH IRA?

  26. Mrcabletwitch
    July 20, 2021 at 2:11 am

    After this video I bought $1000000 worth of trade coffee…now I'm waiting for that right time when it shoots up on value. Wish me luck guys

  27. Hector Hernandez
    July 20, 2021 at 2:11 am

    ally is at 0.6% right now 🙁

  28. Gileser301
    July 20, 2021 at 2:11 am

    Is all this ok to use in the UK ?

  29. Jordan Robinson
    July 20, 2021 at 2:11 am

    I’m 15😂😂big inspiration though bros 💪🏽

  30. MattSquared
    July 20, 2021 at 2:11 am

    No wonder you make 2 million a year from YouTube you pump your videos with ads!! Can’t blame you, I’d do the same