Credit Repair

The Basics of CREDIT REPAIR Explained

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  1. The Credit Shifu
    July 21, 2021 at 2:26 am

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  36. VeganMicroFarm
    July 21, 2021 at 2:26 am

    Credit repair is a little more involved than the books make it sound, the CRA, Collectors, and Creditors rarely do a reasonable investigation and cannot verify anything and report the debt is accurate to deny any wrongdoing. Its also unlikely the CFPB will do anything to benefit a consumer, the financial sector is given more credibility because of their position of having a vested interest.. I got fed up with the lies and deception from Experian and filed legal action before the 2-year statute-of-limitations ran out; their law firm came after me guns blazing claiming the action was frivolous and Experian had done nothing wrong. I hired my own lawyer to handle the claim and the CRA changed their position because I have a strong claim, EX ignored my disputes and incomplete & inaccurate data remains on my report and they did nothing to correct it (the matter is still under litigation).

  37. Tyre Holzendorf
    July 21, 2021 at 2:26 am

    Can you do email when it comes to communication about deletion?

  38. Cast
    July 21, 2021 at 2:26 am

    I had 3 late payments back in 2018 but before then I had non one of these payments wasn’t my fault since I had the funds and the bank still decided to decline my payment when I paid in full🤦‍♂️

  39. Nick Cuttonaro
    July 21, 2021 at 2:26 am

    WONDERFUL advice! Its so great that we can now discover information like this online! congrats on your channel success!

  40. REAL AMAZING WORLD
    July 21, 2021 at 2:26 am

    Great now the collection agency will not talk about your medical history because of you lol

  41. Flora Mae Sarona
    July 21, 2021 at 2:26 am

    Student loan. The reason you, the Shifu, should revisit this topic. I will be listening.

  42. Commando Master
    July 21, 2021 at 2:26 am

    Do a video on what to do if ur identity has been stolen and there is fraud on ur credit report.

  43. Undecided
    July 21, 2021 at 2:26 am

    How about people with no credit history? The only thing on my credit report is that I applied for things & got denied for not having a credit history. My credit score says score unavailable. I've had a secured card for 4 months, only spend $2 every month (they always give me a low balance credit), & still don't have a credit score.

  44. Davon Stevens
    July 21, 2021 at 2:26 am

    Credit cards can be tricky and some times frustrating lol 1 of my cards is due on the first. I payed it completely off within a week of its due date, due to the time it actually takes to post. My full payment posts like a day or 2 before my due date. The day after the due date I used it a couple times. On the 4th when everything was reported to credit bureaus, it showed I had carried a balance because of my purchases on the 2nd. Smh but I didn’t use it till after I paid it out in full. Now I have a 2 week and a half period where I know not to use the card after I pay the balance which is annoying 😂

  45. Mr Rob
    July 21, 2021 at 2:26 am

    Trump fake news lol

  46. Peter Han
    July 21, 2021 at 2:26 am

    Awesome video! Love all the content! Thank you sir.

  47. S P
    July 21, 2021 at 2:26 am

    I will cashapp you money to get a sharp haircut

  48. Jesus Villa
    July 21, 2021 at 2:26 am

    When you say for them to write a letter saying they will delete it when you paid the amount you both agreed, is there a risk by you speaking with them even by letters there's a chance they will start the clock again on the 7 years. I have a derogatory mark That's 5 years and 3 months old that's in collections

  49. Saith Figueroa
    July 21, 2021 at 2:26 am

    What about cfpb.gov?

  50. jalabi99
    July 21, 2021 at 2:26 am

    Brandon Weaver's ad was one of the three ads I got on this video. The others were from Fiverr and from Marie Kondo's Netflix show LOL