Investing

The Dave Ramsey Show (12-05-16)

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Robert Dunfee

2 Comments

  1. Night Reader
    July 15, 2021 at 4:44 am

    I am glad that your books are on sale online. I do not have 10 credit cards to cut up. Because of you and always investing, I was able to retire debt free, house paid off, and cars paid off. You encouraged me to work another half year to get everything paid off. Off to the bookstore- Dave Ramsey.

  2. Paul Standaert
    July 15, 2021 at 4:44 am

    I wonder if that "25% of your take home pay" mortgage includes property taxes and insurance. I just did a calculation, and back when I was getting $14/hr, it was at approximately 41% of my take-home pay, of course the exact numbers elude me a bit. I do remember my bi-weekly paycheck being nearly identical to my mortgage payment, taxes and insurance included, so that 41% would make sense. It was like that for many years.
    Finances were not fun, but somehow I got by.
    But at the same time, rent would have been a comparable amount. And if I rented, I would have needed to buy a better car as I couldn't work on it myself without the landlord getting on my case. Then the mortgage interest deduction, property tax deductions, etc just made it make sense to own.