Compound Interest: How You Can Turn $200 into $500,000


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0:39 – The compound interest formula
2:20 – What is compound interest
4:40 – How to save money to invest
7:47 – The 50 30 20 rule for budgeting
9:26 – How to save for retirement
17:54 – Paying off debt vs investing
18:41 – How to invest for retirement at age 50
22:32 – Tax loss harvesting 101

Albert Einstein reportedly called it the 8th wonder of the world.

We call it “your golden ticket to financial independence.”

With three numbers and the right attitude, you can reach financial freedom with the help of compound interest and a long investing time horizon.

If you do it right, you can take less than what you’d spend eating out for lunch in a month ($200) and over time turn it into a half a million dollar nest egg for your retirement.

We explain how in this broadcast and give you the tools to make it work for you — with tips on budgeting, big pitfalls to watch out for, and most importantly some ideas on where to invest the money you’re saving away!

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Robert Dunfee


  1. Daniel Don
    July 15, 2021 at 7:39 am

    Every Bitcoin investor right now is just smiling at the price of Bitcoin as it held strong and indeed valuable enough to generating good Rol.more persons are gonna become millionaires and we have Bitcoin thanks for that!

  2. Sean and Emily
    July 15, 2021 at 7:39 am

    Hi The Motley Food,
    you cannot use a average return on a compounding interest calculator.

    because a compounding interest calculator assume that the percentage you have entered is a constant value that never changes.

    compounding interest calculator does not factor in losses only gains of the % you have entered.
    compounding interest calculator also assume that your selling your investment at the end of the year and reinvesting it again to "compound the interest"
    so tell me how did your calculator cheat in 2008? or did it ignore that the S&P 500 in 2008 dropped -38.49%?

    unless you own a credit card company and your racking in the same amount if interest every year from your credit card scheme, what your explain in your video doesn't work.

    if your read a compounding calculator result there is never a loss, and it assume your selling at the end of each year and then reinvesting it again at the begin of next year.

    so how does the compounding calculator take in to affect S&P 500 2008 -38.49%?

    do people to sell out at the end of 2008 at a loss -38.49% and rebuy the index again at a loss?

    compounding interest calculator and using an average return doesn't work hahahaha

  3. yes100Yessireebob
    July 15, 2021 at 7:39 am

    Motley Fool.

    I regret to inform you, that your collusion and paid for complicity in the stock market, to manipulate and drive retail investors decisions, will now be repaid.

    Sever all links to hedge funds, and or Market Makers.

    We are coming.
    You will lose.
    You will work for us.

  4. Mitchell Fernandez
    July 15, 2021 at 7:39 am

    Success is not built on success. It's built on failure, It's built on fraustration. it's built on fear that you have to overcome. I pray that anyone who reads this will be successful in life

  5. Albert James
    July 15, 2021 at 7:39 am

    My portfolio so far has grown excessively high with huge profits from trades and investing with my expirenced and professional broker Mrs Valerie W Scott has always been the best thing i ever put my hands to, her tradings are so strategic and of a top professional level. tbh i see my self counting millions in no less time, and free from bills of any kind

    July 15, 2021 at 7:39 am

    The volume on this video is really low. I have my settings boosted and still cant really hear yall. cant watch

  7. Mike Strong
    July 15, 2021 at 7:39 am

    Why tell the penny story? No middle class person can achieve it.

  8. Kapadia Dhruv
    July 15, 2021 at 7:39 am

    Investing is an habit you need to cultivate because it takes a lot of hard work to earn money so your money should also work hard for you. Investment mediums such as stocks would help you take charge of your financial security and also enable you grow your wealth.

  9. Mike Strong
    July 15, 2021 at 7:39 am

    Why tell the penny story? when it comes to compound interest has it ever been done? No!

  10. Robert Hannah
    July 15, 2021 at 7:39 am

    Mrs Lisa is legit and her method works like magic I keep earning every single week with her new strategy

  11. 006pup
    July 15, 2021 at 7:39 am

    something I wondered since I was a kid….
    Ok so lets say Everyone invested $200 like these guys suggest.
    Then Everyone would make all that magical interest/money.
    Where would all that $ come from?
    What would 'who' have to do to cover that ownership of money, which I wonder, might also be known as 'debt', on the other side of the coin.

  12. Jae West
    July 15, 2021 at 7:39 am

    That 50-30-20 budgeting strategy is trash.

  13. Brianna Bella
    July 15, 2021 at 7:39 am

    In this present economy The Stock market is the ultimate decision anyone can relate easily and create a wealth . This your idea make me feel more comfortable cos I applied it's recently on my trade account with $3000 deposit it's works perfectly as you said . Thanks on the advice

  14. James Chung
    July 15, 2021 at 7:39 am

    Greetings mate, this is Very Insightful content However personally I feel, those who would allow the market dynamism determine when to trade or not are either new in stocks / crypto currency world in general or probably just naive, stocks and crypto currencies have seen far worse times than this , Enlightened traders continue to make good use of the dip and pump even acquiring more equities towards trading sessions. I know doing Technical Analysis can be quite difficult which is why most newbies / traders neglect day trading their coins and stick to Hodling which is very dangerous as when the market goes bearish, they loose their investment. 'The strongly advise any newbie / traders to buy the dip and seek help from not just any trader but an established trading expert with at least 89% trade accuracy. I underwent series of trading loses'd best not talk about before l was introduced to trading analyst Mr.Elvis Hercules My contact with him has been the Hallmark of this year for me, under his careful guide and his signal service I've been able to recover my losses and even grow my trading portfolio massively from 13k to 50k in just 5 weeks. I wil | advice traders esp newbies to have orientation of trading before they involve in it. Mr. Elvis makes you learn daily while you make profit with his signals. He can be contacted, at 📧


  15. Paulina Jordan
    July 15, 2021 at 7:39 am

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works

  16. Yvonne Foster
    July 15, 2021 at 7:39 am

    Yeah, I wish I knew this stuff 20 years ago. Difficult to see how to proceed when you are not on the right side of age 🥴🥴

  17. Born Fried305
    July 15, 2021 at 7:39 am

    Easily the worst company and most disrespected stock market news outlet on the entire existence of the internet 😑

  18. Zachary Power
    July 15, 2021 at 7:39 am

    401k subscribers, how fitting

  19. Mehmet Bayram
    July 15, 2021 at 7:39 am

    Compound Interest Calculator App:

  20. L D
    July 15, 2021 at 7:39 am

    Hey. When it comes to buying a stock should I set a take profit or not?

  21. Austin Rose
    July 15, 2021 at 7:39 am

    Wow, from $54 to $205, he called ETSY
    and ZTS from $127 to $170

  22. Radean1
    July 15, 2021 at 7:39 am

    is there a way to predict when the "hockey stick" occurs?

  23. Gavin Martin
    July 15, 2021 at 7:39 am

    I can't stand the MF nowadays, but this was one of the most helpful financial videos i've EVER seen! too bad the modern marketing is annoying. These guys seem solid. Maybe they left the company

  24. S Berger
    July 15, 2021 at 7:39 am

    I’m on the “work till I stop breathing” program!

  25. Zulik Kowalski
    July 15, 2021 at 7:39 am

    The audio is really bad

  26. Titanium temple
    July 15, 2021 at 7:39 am

    Great content thank you guys

  27. Lebron James
    July 15, 2021 at 7:39 am

    After losing 10% of my portfolio, I called up Michael_grayson06 so he could review my trades,and after a coaching session with Michael I am 20% in profit on my entire portfolio,which is just amazing!

  28. Castro Rincon
    July 15, 2021 at 7:39 am

    Success is dependent on the action or steps you take to achieve it. Show me a man who doesn't have an investment and I will tell you how soon he'll go broke. Investment is building a safe haven for the future: with the right choice of investment that has at least 1% minimum risk and with an Expert guidance, profit and interest should be 💯 guaranteed.

  29. Ant Loco
    July 15, 2021 at 7:39 am

    You guys were born rich you don't care if we can even hear the audio.😆

  30. Ant Loco
    July 15, 2021 at 7:39 am low,can't hear shit!

  31. Janet Coon
    July 15, 2021 at 7:39 am

    A guest on The Wall Street Journal Report spoke sometime last week about making over $831,000 in 4months with a capital of $100,000, which made me realize that as a beginner i have alot to learn, so please assist me with any pointers or tips that would help me make this much profit.

  32. Frank Harry
    July 15, 2021 at 7:39 am

    This video was very interesting! If it wasn't with the help of Mrs, Kiana Danial who knows how I would have survived the pandemic. she helped manage my assets by putting me on the right platform

  33. Chinese David
    July 15, 2021 at 7:39 am

    He is one in a million, best among many, most trusted , I almost gave up on trading then I met him through a friend, Austin is the most trusted trading expert who helped the life of my family and I ,

  34. Lisa Uhrich
    July 15, 2021 at 7:39 am

    Is that a My Favorite Murder sticker on his laptop?

  35. Raymond Jones
    July 15, 2021 at 7:39 am

    Lovely practical video hereI was introduced to my current broker Mrs Sarah Pearson sometime during the lockdown period this has really turned out a huge blessing.

  36. Orly Waanounou
    July 15, 2021 at 7:39 am

    where do you get the compound interest from if you're invested in the s&p 500? I'm just confused because if your investment grows when you're invested in the stock market
    let's say it's worth 5$ and grows to 10$ over 5 years that's a 50% roi
    but where in that is It compounded?

  37. Izziddean Sakr
    July 15, 2021 at 7:39 am

    how many "40 years" do we have in our life!!?

  38. Janet Gibson
    July 15, 2021 at 7:39 am

    Forex investment controls a huge part of my passive income, I invest big and my profit are even bigger,courtesy of broker sophia hicks.

  39. Rahul Yadav
    July 15, 2021 at 7:39 am

    Jason's idea to buy Etsy aged really well. The stock has just soared!!

  40. Tomas Bro.R.
    July 15, 2021 at 7:39 am

    S&P 500 each month simple and safe