Credit Repair

FHA| CREDIT SCORE|COVID-19

fha-credit-scorecovid-19

FHA| CREDIT SCORE|COVID-19 – Latest News Today

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Fha/Hud has not changed the min credit score requirement. Lenders have added overlays to the credit score,dti and reserve requirement. Covid 19 has caused a lot a damage with the mortgage market and i believe more changes will follow.

Majority of lenders have moved to a min credit score of 640 and several as high as 660 for fha loans. Also they have added a min of 2 months of reserves ( PITI) and a max dti of 50%

if you have been preapproved and you are below this amount please check with your lender to make sure you still qualify

To book a consultation or apply for financing use the link below

https://www.super.social/ss/mgthemortgageguy

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Robert Dunfee

26 Comments

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    July 22, 2021 at 4:50 am

    So FHA’s just got more expensive for people with sub 600 credit score basically

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