How To Build A $1 Million Dollar Roth IRA πŸ“ˆ (Step By Step)


The Roth IRA is one of the most powerful tools out there for building wealth. In this video, I will be showing you exactly how to build a $1,000,000 Roth IRA from scratch. I will also show you how much you can have TAX FREE by decade assuming you maximize your contributions.

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DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence.

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HOLDINGS DISCLOSURE: Ryan Scribner holds the following stocks: General Electric (GE), Alibaba (BABA), JD(.)com (JD), Facebook (FB), Apple (AAPL) and National Grid (NGG). While reasonable steps are taken to keep this information updated, this list may not be the most current.



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  1. Ryan Scribner
    July 21, 2021 at 7:56 pm

    Open your ZERO Fee Roth IRA Here:

  2. Guatemalan Dude 69
    July 21, 2021 at 7:56 pm

    Bought 6k worth of AMC on my ROTH. Might just get millionaire Roth IRA status later this year

  3. The Neverending Highway
    July 21, 2021 at 7:56 pm

    Is it better to invest that 6k right on January 1st (If you have it) so that you can benefit from more dividends and any growth throughout the whole year? Or is it better to just do monthly contributions throughout the year despite having 6k on Jan 1st?

  4. Lee Barker
    July 21, 2021 at 7:56 pm

    This is the Poor Dad way to make money.

  5. Luis Barragan
    July 21, 2021 at 7:56 pm

    hey guys i have the most rookie question, havent been able to find the answer im looking for…
    in a roth ira, do i just deposit money monthly and let the money sit there for years.? or do i need to deposit money monthly money and invest manually on a frequent basis?
    thanks in advanced!!!

  6. jerry amador
    July 21, 2021 at 7:56 pm

    Just opened m1 account so excited wish I did this when I was 18. I’m 31 now

  7. Izik Ilyaguyev
    July 21, 2021 at 7:56 pm

    Thank you for another great content! I have a question I am in my mid 40s and just opened a new ROTH IRA. This is what I came up with:

    VTI 50%

    SCHD 15% (added for dividend purposes)
    VXUS 15%
    REITs 10% (custom portfolio with about 1o reits)
    BND 10%

    Please let me know what you think of this. Do I need SCHD/REITS? Allocation %? Thank you so much for all your videos!!!

  8. Gareth Barker
    July 21, 2021 at 7:56 pm

    If I don't plan on retirement for another 20 years, do I really need bonds? The return is so shit on them.

  9. Jewelcok
    July 21, 2021 at 7:56 pm

    Excellent video buddy πŸ‘πŸ‘

  10. Jo Ro
    July 21, 2021 at 7:56 pm

    I started when I was 2 years old. Now I have 50 million

  11. Abdel-rahman
    July 21, 2021 at 7:56 pm

    Go fo fidelity it’s better

  12. nilu1121
    July 21, 2021 at 7:56 pm

    I don’t understand how expense ratio fees work. Could you explain how these fees are taken???? No one has answered my questions, I tried googling and it just made me more confused….

  13. Ian Scianablo
    July 21, 2021 at 7:56 pm

    Hey Ryan. How best to invest 10,000 into Mi Finance if I can only put 7000 into Roth IRA? Need help!!! Thanks!

  14. Carl Nunez
    July 21, 2021 at 7:56 pm

    This video was thorough, and very simple to understand, looked and subbed!

  15. Creole Viking
    July 21, 2021 at 7:56 pm

    Life isn't a race. I finally got an engineering degree at 31, now 35 paying off my debts. So it is what it is and I had a lot of insane fun in my 20s but man I wish I started investing earlier and not starting this year. Lol ah well whatever. Hoping the next 30 years will be enough to have a smooth retirement (or one at all), if not sooner lol

  16. Julian Potts
    July 21, 2021 at 7:56 pm

    How often if at all should you reallocate funds within your Roth IRA?

  17. Dominique Taylor
    July 21, 2021 at 7:56 pm

    you're extremely sexy

  18. Iggidy Babii
    July 21, 2021 at 7:56 pm

    Isn’t that a index fund? Vanguard? It clearly says index

  19. Yg Bodybuilder
    July 21, 2021 at 7:56 pm

    In all these videos about having a million dollars in a a roth. I have not seen one person with a million dollar roth

  20. Hala Madrid
    July 21, 2021 at 7:56 pm

    Video starts at 7:00 you welcome

  21. francisco torres
    July 21, 2021 at 7:56 pm

    and that is not including selling covered calls on your portfolio

  22. Alex Armendariz
    July 21, 2021 at 7:56 pm

    Wish I was 20 but grateful I'm still only 29! Incredible video, thanks for the knowledge man!

  23. Matthew Doolittle
    July 21, 2021 at 7:56 pm

    Hey thanks for this video. Because of this vid. I opened a roth ira on Feb. 14th, contributed a couple thousand and well you know… crash. At one point my $7,000 contributed(2019-2020) was down to nearly $4,700. I kept dollar cost averaging into companies/funds that I did my due dilligence on and fully believed in. On my birthday I was able to get some Tesla at 380(presplit) during March. Needless to say, my roth ira Is currently at a 100% + return in over 7 months.. Funds I have TSLA, NVDA, ARKK, VGT, SOXX, PTY, among others so thank you once again for this information!

  24. Melody Browser
    July 21, 2021 at 7:56 pm

    i'm 27 can i still make it to the million dollars?

  25. TapoutTanK52
    July 21, 2021 at 7:56 pm

    Started at 29. I’d give my left nut to be educated and start at least when I was 18