THE ONLY 5 CREDIT CARDS YOU WILL EVER NEED
Here are my TOP 5 BEST Credit Card Recommendations – ENJOY! Try Dashlane Premium free on your first device: https://www.dashlane.com/graham – Use the coupon code ‘graham’ to get 40% off Dashlane Premium – Add me on Instagram: GPStephan
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FIRST: CITI DOUBLECASH CARD
One, it costs NOTHING to keep open – because there’s NO ANNUAL FEE. And, two…it gets you 2% CASH BACK on ALL PURCHASES…1% when you make a purchase and 1% when you pay it off…WITH NO LIMITATIONS. That’s why this card is a MUST-HAVE for everyone to keep in their wallet.
SECOND: AMAZON PRIME CARD
The Amazon Prime Card is for customers who have an eligible Amazon Prime Membership, and the card itself has absolutely NO ANNUAL FEE, so it’s totally free to keep open as long as you possibly can. With this card, you’re going to be getting 5% cash back on ALL Amazon and Whole Foods purchases, you’ll get 2% back at restaurants, gas stations, and drugstores…and then 1% cash back on everything else.
THIRD: CHASE FREEDOM FLEX CARD
This one is TOTALLY FREE WITH NO ANNUAL FEE, and it’s meant to replace the Chase Freedom. They’re giving you the same 5% cash back on travel, the same 3% cash back on dining, the same 3% cash back at drug stores…but NOW, instead of giving you 1.5% cash back on all purchases, which isn’t THAT good because you could just use the Citi Double Cash for 2% back…they’re giving you 5% cash back on revolving categories, and then 1% back on everything else.
They’ll also give you $200 back when you spend $500 on the card within the first 3 months, AND they’ll give you 5% back on grocery store purchases (not including target or Walmart) on up to $12,000 in the first year.
FOURTH: AMERICAN EXPRESS GOLD CARD
This card costs you $250 PER YEAR… BUT, on the bright side – for that price…you’re going to be getting some really decent perks and services: You’re going to get 4x points spent on dining – like restaurants, take out, and delivery. You’ll also get 4x points back on grocery stores, all the way up to $25,000 PER YEAR. then you’ll get 3x points back on flights and 1x points back on everything else. You’ll also get 35,000 points just for signing up and spending $4000 on your card within the first 3 months.
Now, as far as how much each point is worth – It depends how you redeem it. The website MillionMileSecrets has a great breakdown on this and how to best redeem those points:
This Amex Gold will also be giving you a $120 dining credit, and they’ll give you a $100 airline credit towards incidentals every year. Not to mention, AMEX has some of the best customer service in the world – and their purchase protection is absolutely top notch.
NUMBER FIVE: THE CHASE SAPPHIRE RESERVE
It’s going to cost you $550 per year as an annual fee…so, right from the start, this is NOT for everyone – but, it might be worth it: One, the sign up bonus: You’ll get 50,000 points when you spend $4000 on the card within the first 3 months – and those 50,000 points have a VALUE of about $750 when you redeem that for travel or straight up cash back.
In ADDITION to that, you’re also going to be getting a $300 travel credit that applies to nearly anything travel related. You’ll also get a $120 Statement Credit For Doordash Deliveries, and free DashPass for 12 months. You’ll also get 1 year of complimentary Lyft Pink when you activate the service using your card – and that’s a $200 value. You’ll get free priority pass lounge access for yourself and up to 2 guests anytime you travel .
Sixth, you’ll also get complimentary global entry or TSA PreCheck which works out to a $100 statement credit every 4 years.
That makes THIS card REALLY, REALLY, REALLY good…even if it costs you $550 per year.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.